• How much is it going to cost me to send money to my friends and family abroad?

• What will the exchange rate be from my U.S. dollars to the currency of the country of the recipient?

• How will my funds get there?

• How can my friends and family retrieve the money sent?

• Will using my credit card cost me any fees for this transfer like cash advance fee or interest on my credit card?

• Will these fees be avoided if I use my debit card?